1 · Goals
Every goal becomes a branch.
The trip, the buffer, the kitchen. Add what you are saving for, with an amount and a date. Everything you have gathers in one root, and the branches show where the money is going.
2 · Manual saving
Keep track of what you have saved.
Enter your balance and update it when you save. You can also let Ringvald record a savings amount every month. No money moves between bank accounts.
3 · Deposit
Enter what you saved. Ringvald splits it.
Record a deposit, say SEK 1,000. It is split between your goals by the shares you chose, and you see each branch grow right away.
4 · Milestones
Celebrate every quarter.
At 25, 50 and 75 percent there is a small celebration. When the ring closes, the goal is reached.
5 · Can I afford it?
See what a purchase costs your goals.
Thinking about something expensive? Try the purchase first and see how much later each goal is reached – before you decide.
6 · The year
Your year, summed up.
In December you get a look back: how much you saved, which goals you reached and how many months in a row you kept going. Keep it, or share it.